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 What
do I need to get a short term small loan?
We give loans against items of value such as jewelry, electronics,
firearms, tools, cars, boats, anything of value.
Do you do pay day / check advances?
We do not offer pay day or check advances. Before you opt
to try one of those, check with us.
Our service fees are for 30 days where service fees for pay
day and check advances are normally for 2 weeks at a higher
rate.
What is the difference of a pawn (loan) and a pay-day / check
advance?
A pawn is where you get a loan against the value of an item
that you bring in. When the loan is due in 30 days, you can
either pick your item up for the loan value plus the service
fee or you can pay the service fee and get another 30 days.
You can keep the loan for as long as you like, if you make
the monthly
service fee payment.
With a payday loan or a check advance, you write a check
for the amount you borrowed plus the service fee. In 2 weeks
( standard for most companies) your check is deposited. If
you do not have the funds to cover the check, you will owe
the company you borrowed from additional fees PLUS any fees
your bank charges you for being overdrawn.
Do you car title loans?
We do not offer loans against the title of items ( cars,
boats, etc.).
We must keep the item item in which we are
loaning against in our possession.
We do have plenty of space
to store large items like cars, trucks, and
boats.
Superior
Pawn and Gun is a member of the National Pawnbrokers
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